Oak Lawn, IL Business Continuity Insurance: Work Disruption Coverage Announced

State Farm Insurance agent Jerry Carter announced the availability of business continuity insurance coverage as part of its broader small business insurance offering, designed to help owners assess financial exposure to temporary closures, weather-related events, and other operational interruptions that can affect revenue and payroll.

More details can be found at https://insurewithjerry.com/

The announcement comes as Illinois businesses continue to face increasing exposure to extreme weather events, including heat waves, flooding, snowstorms, and tornadoes. Heat has emerged as the deadliest weather risk in the state, while flooding and severe storms can disrupt operations for days or weeks at a time. For many small businesses, even short closures can create cash flow strain, delayed orders, and challenges in meeting ongoing expenses.

Business continuity insurance is designed to help address those gaps by supporting businesses during periods when normal operations are interrupted. Coverage may assist with lost income, ongoing fixed costs, and recovery expenses while repairs or cleanup are underway, helping businesses stabilize financially as they work toward reopening.

At the Jerry Carter agency, continuity planning is discussed as part of a wider review of business insurance needs. The firm also provides general liability coverage for customer injury and property damage claims, commercial property insurance to protect equipment and inventory, professional liability coverage for service-based businesses, and workers’ compensation for employee-related risks.

“Many business owners focus on protecting their physical space, but the bigger challenge often comes when operations are forced to stop,” explained founder Jerry Carter. “Business continuity planning helps owners think through how they would manage expenses and income if they couldn’t operate as usual.”

The agency notes that having multiple coverage types coordinated through a single local office can make it easier for owners to understand how different policies work together during a disruption. Reviewing coverage ahead of the new year allows businesses to identify potential gaps before an unexpected event occurs.

Based in Oak Lawn, Jerry Carter, State Farm Insurance agent, serves local businesses and families throughout the surrounding communities. The agency brings more than three decades of experience helping clients prepare for financial risk through practical insurance planning and ongoing coverage reviews.

Business owners interested in learning more about business continuity insurance and related coverage options can visit https://insurewithjerry.com

Jerry Carter, State Farm Insurance

9816 South Cicero Avenue
Oak Lawn
IL
60453
United States