Bellomo & Associates, LLC Outlines Five Critical Signs That It’s Time to Start Medicaid Planning
As long-term care costs continue to rise, early Medicaid planning has become essential for individuals and families looking to preserve their financial future. Bellomo & Associates, LLC, a leading estate planning and elder law firm based in Pennsylvania, is raising awareness of five common signs that indicate when it's time to take action.
1. A Loved One Is Facing a Long-Term Care Need
Bellomo & Associates explains that the need for nursing home care or in-home assistance can arise unexpectedly. When a loved one begins to show signs of requiring long-term care—whether due to aging, injury, or illness—this is a clear signal that Medicaid planning should begin immediately to preserve income and assets.
2. Income or Assets Are at Risk
Many individuals are unaware that entering a nursing home without a plan can jeopardize savings, retirement accounts, and even family homes. The team at Bellomo & Associates emphasizes that Medicaid planning provides legal avenues to protect what families have worked a lifetime to build, ensuring eligibility without financial devastation.
3. A Spouse or Dependent Needs Protection
In cases where one spouse requires nursing care and the other remains at home, Medicaid planning becomes even more critical. Without proper strategies in place, the spouse at home could be left financially vulnerable. Bellomo & Associates helps families implement spousal protections that preserve housing, income, and independence.
4. You’re Overwhelmed by Medicaid’s Complexity
Applying for Medicaid is far from simple. The firm frequently works with individuals who feel overwhelmed by the application process, eligibility requirements, and look-back rules. Bellomo & Associates provides expert guidance through this maze, ensuring compliance and avoiding costly mistakes or delays.
5. You Want Peace of Mind for the Future
Even if long-term care isn’t needed yet, planning ahead can significantly ease emotional and financial burdens later. Bellomo & Associates encourages clients to take proactive steps now, offering customized Medicaid planning strategies that prepare families for the future with clarity and confidence.
About Bellomo & Associates, LLC
Bellomo & Associates, LLC is a trusted law firm focusing on estate planning, elder law, special needs planning, and Medicaid crisis assistance. With offices in York and Lancaster, the firm is committed to helping families protect their assets, navigate long-term care decisions, and achieve peace of mind through thoughtful legal planning.
